APY growth
gross final = stake * (1 + APY) ^ years
Use this when the quoted rate already includes compounding.
Crypto Staking Rewards Calculator
Staking calculator
Asset assumptions
Presets are editable examples, not live rates.
Used only to estimate USD value.
Editable example assumptions. Last reviewed: June 23, 2026. This tool does not fetch live APY, price, or
provider data.
Rate and compounding
Enter the quoted APY or APR from your validator, wallet, or exchange.
For APR, this controls restaking. For APY, the APY already includes compounding.
Fees, risk, and lockup
Percentage of gross staking rewards paid to the validator.
Enter total token-denominated gas expected over the period.
A haircut applied to gross rewards for uptime, missed rewards, or slashing risk.
Enter staking assumptions to see net rewards.
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What-if comparison
Net outcomes below reuse your amount and fee assumptions, then test common APY scenarios across 30 days, 6 months, 1 year, and 5 years.
Methodology and assumptions
Calculations run locally in your browser. No wallet connection is needed, no live price or APY feed is fetched,
and inputs are not stored. Asset presets are editable examples with a last-reviewed date, not recommendations.
Results are estimates based on fixed rates, fixed fees, and the formulas shown below.
Staking rewards formulas
APR with compounding
gross final = stake * (1 + APR / periods) ^ (periods * years)
Use this when rewards are restaked daily, weekly, monthly, or by epoch.
APR without restaking
gross rewards = stake * APR * years
Use this when rewards are paid out but not added back to the stake.
Net rewards after fees
net rewards = gross rewards - commission - platform fee - risk adjustment - gas cost
Commission, provider fee, and risk adjustment are modeled as percentages of gross rewards.
Worked examples
1 ETH at 4% APY for one year
Inputs: 1 ETH, 4% APY, 1 year, no fees.
Formula: 1 * (1 + 0.04) ^ 1.
Result: 0.0400 ETH rewards and 1.0400 ETH final balance.
APY already includes the annual compounding assumption.
100 SOL at 7% APR with 5% commission
Inputs: 100 SOL, 7% APR, no restaking, 5% validator commission, 1 year.
Formula: gross rewards 100 * 0.07; commission 7 * 0.05.
Result: 7.00 SOL gross, 0.35 SOL commission, 6.65 SOL net rewards.
The advertised APR is not the same as the net reward after validator fees.
Monthly restaking versus no restaking
Inputs: 1,000 tokens, 8% APR, 1 year, no fees.
Formula: monthly final 1000 * (1 + 0.08 / 12) ^ 12; no-restake rewards 1000 * 0.08.
Result: monthly restaking earns about 83.00 tokens versus 80.00 without restaking.
More frequent restaking can help, but gas costs can erase the difference.
Staking factors that affect rewards
Validator commission
Commission is usually deducted from rewards before delegators receive them, so net yield can be much lower than the headline rate.
Fees
Reward frequency
APR only compounds when rewards are restaked. Manual claiming can also introduce gas costs and idle time.
Compounding
Lockups and unbonding
Some networks delay withdrawals after unstaking. During that period, tokens may be illiquid and may stop earning rewards.
Liquidity
Slashing and downtime
Poor validator performance can reduce rewards, and some networks can slash stake for validator faults.
Validator risk
Token price volatility
Staking increases token balance, but fiat profit still depends on the market price when rewards are valued or sold.
Market risk
Taxes and reporting
Rewards may be taxable when received, sold, or both depending on your jurisdiction. This calculator does not model tax rules.
Tax
Liquid staking risk
Liquid staking can improve liquidity, but it can add smart-contract, counterparty, and token depeg risk.
Provider risk
FAQ
How are staking rewards calculated?
Start with amount staked, annual rate, time, and restaking frequency. Then subtract commission, provider fees, gas costs, and any downtime or slashing adjustment to estimate net rewards.
What is the difference between APY and APR?
APR is the annual rate before compounding. APY is the annual return after compounding is included.
How often are staking rewards paid?
It depends on the network and provider. Rewards can arrive by epoch, daily, weekly, monthly, or only after manual claiming.
Can staking rewards go down?
Yes. Network participation, inflation rules, validator uptime, commissions, and provider terms can change the realized rate.
What fees reduce staking rewards?
Validator commission, platform fees, liquid staking fees, claim gas, restake gas, missed rewards, and slashing can reduce returns.
Are staking rewards guaranteed?
No. Rates, token prices, validator behavior, network rules, and lockup terms can change after you stake.
Does token price affect profit?
Token price does not change how many reward tokens you earn, but it changes their fiat value and your total investment result.
What is an unbonding period?
It is the waiting period after unstaking before tokens can be transferred or sold. Some networks stop rewards during unbonding.
How to interpret staking estimates
Staking returns are often quoted as an APY (annual percentage yield) or APR (annual percentage rate). APY assumes compounding is already reflected in the annual rate. APR needs a reward frequency assumption if you want to estimate restaking.
Real-world staking is less predictable than a fixed-rate calculator. Validator commissions, network inflation, total participation, fee revenue, downtime, slashing, liquidity constraints, and token price can all change realized yield. Treat this calculator as a transparent what-if model, not financial advice.